Mercury Car Insurance review

In terms of car insurance companies, Mercury insurance has been around for over 50 years and is a company that is based out of Los Angeles, California. The company provides auto insurance plans, as well as property insurance policies, to both consumer clients and business clients.

Mercury Insurance started out as a place where high-risk drivers could get car insurance. They have found great success in the strategy they have, including their focus on personal attention. Mercury uses independent car insurance agents and brokers to sell its policies. The company is publicly traded and uses humorous commercials featuring a UFO-ologist Dr. D. B. Selwick.

Pros and Cons

Mercury insurance plans have been keeping users of the company happy for over 50 years. Their goals are to give the best service possible while also providing low costs. Having been recognized by Forbes for being an extremely trustworthy financial company and midsize employer, they have a fantastic reputation. The company does offer discounts and receives fewer than average complaints. The Better Business Bureau gives them a rating of A+.

Unfortunately, Mercury insurance policies are only available in a limited number of states. The company does have a large number of agents in each state that they provide service to, however.

Auto Insurance Coverages

Mercury Insurance offers the basic policies that you can expect from a top car insurance provider. You can get Bodily Injury Liability, Property Damage Coverage, Collision Insurance Coverage, Comprehensive Insurance Plans, Personal Injury Protection, Med Pay insurance, and others as well. The company is a place where high-risk drivers can find auto insurance policies for less. The car coverage offered by Mercury is very similar to what most other companies offer. There are not many additional perks that are provided in terms of car insurance policy types, but all of the basics are covered.

Auto Insurance Quotes

Keep in mind that many of the people who get car insurance policies from Mercury Insurance are high-risk drivers. People who are looking for standard car insurance policies can also get a quote but will want to keep in mind that Mercury Insurance does not provide a lot of perks and benefits outside of basic automobile insurance policies. This can help keep the rates low for many people, which is a fantastic benefit for some. The company does offer basic discounts on car insurance to help people get the best deals on auto insurance from the company.

Auto Insurance Discounts

Mercury Insurance provides basic discounts on car insurance to help policyholders save money. There are not a lot of discounts available in comparison to other companies, but they do have many of the typical discount options for car insurance. You can get discounts for having multiple cars insured with the company, and bundling your car insurance policy with other insurance policies can also keep money in your pocket.

In addition, there are discounts for good students, safe drivers, and drivers that have antitheft devices get additional discounts as well. If you are a member of a national or international organization, you can also check with your current insurance broker or car insurance agent to see if your organization provides discounts on Mercury Insurance to you.